Portugal D7 Visa

Portugal D7 Visa, or the Passive Income Visa

Portugal D7 Visa, also known as the Passive Income Visa, has emerged as an attractive option for individuals looking to relocate to Portugal while enjoying the benefits of their passive income streams. In this comprehensive guide, we will delve into the general overview of the D7 Visa, explore who is eligible to apply, outline the minimum requirements, unravel the application process, and shed light on some of the benefits associated with this visa type.

Retirees, business owners, and other expatriates relying on a consistent and identifiable income derived from sources such as property rentals, interest earnings, financial dividends, and, in specific cases, business revenue, are eligible to apply for the D7 visa. It’s important to emphasize that the primary focus of this visa category is on securing a verifiable passive income, and applicants must substantiate this with supporting documentary evidence.

Government fees for the D7 Visa are relatively insignificant. The local consulate’s D7 Visa application costs approximately EUR 100, and the residency card application at AIMA costs less than EUR 200 per applicant. However, it’s essential for applicants to consider the overall costs associated with this visa, encompassing professional fees for engaging a qualified firm like My Golden Pass, along with expenses related to obtaining a tax number, opening a bank account, buying health insurance, securing rental, and other necessary requirements.

Check your eligibility to apply here.

D7 Visa Overview

Portugal D7 visa is a four-month, dual-entry visa issued by the Portuguese Consulate, allowing holders to travel to Portugal during its validity to complete biometrics with AIMA (Portuguese immigration authority). Typically, the visa comes with a predetermined appointment date, and on that day, the holder must present the required documents and submit their biometrics.

The initial residency card issued upon approval of the D7 visa is valid for a duration of 2 years and can be subsequently renewed for 3 years. Following a cumulative period of 5 years, the individual becomes eligible to apply for permanent residency or Portuguese citizenship.

Following the initial residency approval itself, applicants can pursue family reunification, facilitating the relocation of immediate family members (such as spouse or partner, children, and parents) to Portugal.

Looking for Portugal Entrepreneur (D2) Visa instead?



at least EUR 15,000

This is not the amount that needs to be invested upfront but rather the amount we expect investors to have in their bank account for successful application

Processing Time

6 to 9 months

Key benefit

- Right to live and work in Portugal
- Visa free access to EU Schengen area

Who can apply for Portugal D7 Visa?

The visa is tailored for individuals with stable and regular income from various sources, such as pensions, investments, or rental properties. To qualify for this visa, individuals must demonstrate a monthly income exceeding the prevailing minimum monthly wage in Portugal. As of 2024, this translates to a minimum of EUR 820 per month or EUR 9840 annually. It is advisable to showcase a consistent income of at least EUR 1000 per month to ensure a sufficient buffer.

For individuals looking to sponsor their family members, the required monthly income, and subsistence fund requirements in Portugal increases. The amounts increase by 50% for spouse and another 30% for every additional dependent.

How to apply for Portugal D7 Visa?

  1. Schedule a Professional Consultation with My Golden Pass:
    • Schedule a consultation with our experts at My Golden Pass to address your queries.
    • Complete an initial assessment of your situation to determine the suitability of the visa.
    • Based on this assessment, make an informed decision about continuing your application and selecting the specific visa category.
  2. KYC and Engagement Letter:
    • Fulfill our Know Your Customer (KYC) procedures.
    • Sign the engagement letter and engage our services to assist you throughout your application process.
  3. Document Preparation:
    • Begin preparing the required documents as per the checklist provided by our legal team.
    • We assist in the application for a tax number and the opening of a personal bank account in Portugal.
  4. Evidence of minimum subsistence:
    • Transfer sufficient funds, equal to at least 1 year income, to your Portuguese bank account. Remember, this is your bank account, and funds herein will be under your control. You are never required to share login credentials or transaction rights with any third party.
  5. Apartment Rental:
    • Secure an apartment in Portugal that meets your requirements.
    • Depending on the local consulate requirements, the rental agreement may need to be registered with stamp duty paid. We can recommend registered property agents for this purpose.
  6. Purchase Health Insurance:
    • Acquire valid health insurance with a minimum medical cover of EUR 30,000.
    • Note that travel insurance may not be sufficient.
  7. D7 Visa Application at Local Consulate:
    • Attend an in-person appointment for document submission and a visa interview.
    • Receive a decision on your D7 visa within the legal requirement of 60 days (though this timeline may vary depending on the consulate’s workload).
  8. AIMA Appointment:
    • Receive the D7 visa with a 4-month validity and a printed schedule for your biometrics appointment.
    • In some cases, you may need to schedule the appointment yourself within the visa’s validity.
    • Our lawyer will accompany you to the AIMA office on the scheduled day.
    • Post approval, receive your residency card.

General requirements for the D7 Visa

  • Portuguese tax number (NIF) and a Portuguese bank account
  • Fulfil the minimum monthly income requirements through justifiable passive income sources.
  • Proof of funds supported by adequate documentation to demonstrate financial subsistence.
  • Proof of accommodation and health insurance.
  • No criminal records or police clearance certificate for all adult applicants
  • Adherence to residency requirements, maintaining residency of at least 6 months in a year. Longer absences of more than 6 months is not recommended, but may be permitted due to professional or personal reasons, as an exception.
  • At end of 5 years, Investors have the option to obtain permanent residency or citizenship at their discretion.
  • Language test (A2 level proficiency – beginner level) is necessary to obtain citizenship. There are exemptions to this requirement.

Benefits of the Portugal D7 Visa

  • Applicants earn the right to live and work in Portugal upon receiving the initial residence permit. Children can pursue quality education in Portugal.
  • Visa-free travel within EU Schengen area.
  • Eligibility to apply for citizenship after 5 years. As a Portuguese citizen, eligibility to live, work and study in the Schengen area plus visa free travel to 170+ countries.
  • Portugal allows dual citizenship.
  • Favorable tax regime as a non-habitual resident.
  • High quality of life, stable democratic country, and low crime rate
  • Universal health coverage through National Health Service

To receive a free eligibility assessment for Portugal D2 or D7 Visa, please submit the below form.